How GCollect improves invoice collection thanks to Defacto

GCollect: a FinTech solution to help manage unpaid invoices 

GCollect combines digital and human resources to facilitate the recovery of unpaid invoices. “We use data, scoring and AI, combined with mediation and negotiation, to offer businesses a comprehensive solution that is both effective and ethical,” explains Laurent Ollivier, CMO and Head of Partnerships at GCollect.

Connected directly to its customers' invoicing, accounting and treasury software, the company offers an Open Collection approach. “It lets companies enhance their tools by integrating invoice collection, rounding out their cash management offering,” says Laurent.

Speeding up payments

Defacto offers funding to SMBs based on unpaid invoices - sometimes known as assignment of receivables. GCollect uses Defacto to offer clients short-term cash flow relief, while the collections process plays out. 

By integrating Defacto, GCollect offers customers a two-stage response: an immediate solution to boost cash flow, and long-term monitoring to reduce late payments over the long term. 

“With Defacto, our customers quickly recover the amount of outstanding invoices, even when they are in the collection phase,” says Laurent. 

This financing solution offers companies a fast to access the necessary funds, without the delays sometimes imposed by traditional collection procedures.

A quick and fast integration process 

Defacto's APIs were integrated into the GCollect ecosystem in days, simplifying the user experience. “Our customers can activate financing in just a few clicks, with no complicated administrative procedures or documents to complete. It's simple, fast and seamless, which is exactly what they want,” says Laurent.

A flexible alternative to the constraints of factoring  

Unlike factoring, which often imposes rigid rules, Defacto offers a more flexible approach. Only those invoices directly affected by a collections procedure need to be financed. 

“Our customers appreciate this freedom, because it lets them choose which invoices to finance without committing their entire portfolio. It's a real added value,” says Laurent.

Tangible benefits

• Instant access to funds: “With just a few clicks, companies can trigger funding and improve their cash flow without waiting.”
• Ease of use: Defacto's APIs can be quickly integrated without any complex files or research costs, making the process simple and transparent for users.
• Stable cash flow: “In the event of late payment, Defacto ensures stable cash flow, so that companies don't have to deal with unnecessary cash flow pressures.”

GCollect and Defacto: boosting cash flow and simplifying the management of unpaid debts

By joining forces with Defacto, GCollect offers customers a high-performance solution that combines innovative collection expertise with fast, flexible financing. GCollect uses technology (data, scoring, AI) to monitor outstanding debts, while maintaining a human approach to customer relations.

“Our mission is to simplify the management of unpaid invoices, freeing our customers from the administrative complexity and mental burden associated with an unpaid invoice,” explains Laurent Ollivier.

Defacto offers immediate access to finance to make up for late payments—without any paperwork or research costs—thanks to easily-integrated APIs. “This partnership gives companies instant leverage to secure their cash flow without waiting.”

The partnership with GCollect fits perfectly with Defacto’s vision of making financing simple and accessible, directly integrated into the day-to-day tools used by businesses. We’re happy to help GCollect provide an immediate response to cash flow needs, while reducing the burden of managing late payments. Together, we’re freeing businesses from the constraints of payment deadlines.

We look forward to helping more businesses manage their outstanding debts efficiently and with greater peace of mind, while also boosting cash flow in a smooth and accessible way.