Offer a best-in-class credit journey
Unlock more SMB capital and upgrade your customer experience with the latest in lending software built for lenders by lenders.
Let's talk
The magic of bank & fintech collaboration
Banks
Defacto
Now’s the time to invest in customer retention & agility
The finance industry is at a pivotal moment. Once complex and expensive, SMB products are now simple, intuitive, and sustainable to offer.
The demand is there
Data is accessible
Technology is moving fast
Market share is up for grabs
A customizable end-to-end
credit infrastructure
Build new lending products and innovate on existing ones with full flexibility and control. With Lending-as-a-Service, you have are free to make it your own way.
Optimize working capital products for mid-markets and SMBs
Defacto’s configurable credit infrastructure is fully customizable to create or optimize your lending services.
Go from months to minutes
to finance SMBs
Accelerate your customers’ time-to-cash by automating everything from data collection to refinancing.
We’re regulated & own
our compliance
As an ACPR-licensed entity, we take compliance seriously.
From day one, everything we build is in line with regulations.
Societe Generale increases SME market share for receivable financing
See how SGF embedded instant eligibility scoring for…..
Global experts share their views on the future of finance, and more!
How open banking and machine learning are shaping modern finance with Patrick Brett
The new dynamics of financial services with Aurélien Viry
Bank-fintech collaborations in the post-covid era with Socheat Chhay
Why fintech startups must embrace regulation with Charlotte Gounot
Join the future of lending
Lenders shouldn't have to compromise between innovation and scalability. With Core, you get both. Let's unite the strengths of banking and fintech to revolutionize SMB lending.
