take on bigger projects & embrace growth with instant financing
Agencies have a lot to juggle, and misaligned payment timelines between accounts payables and receivables can affect customer and suppler relationships. Get Defacto to own your growth and payment terms.
Delays in AR can disrupt cash flow management, making it challenging for agencies to meet their financial obligations, such as payroll or debt payments.
Our solution
Fully flexible cash-in early or pay later capital
With Defacto, have confidence in taking on bigger clients while keeping enough cash on hand to run your growing business.
real impact, really fast
100%
peace of mind for our customers
Why agencies love Defacto
A simpler lending process
We dislike complexity! Discover a tech-first approach to financing with no paperwork, no back and forth, and instant everything.
Accelerated growth
Never miss out on taking a larger client with timely, flexible access to financing whenever you need a boost or coverage.
Elegant customer & supplier relations
Relationships are everything in business. Always pay on time and negotiate advantageous discounts by bulk buying.
Transparent, flexible terms
You finance what you need, when you need it at a fair, flat rate. No minimum, no fix costs.
Direct lending
smart, forward- thinking financing
With our scoring algorithm, we follow your growth and automatically anticipate your capital needs in our lending dashboard.
Powering the next generation of agencies
How it works
Lending with Defacto is quick and easy
Only 27 seconds from quote to cash.
Connect your bank and fintech tools
Get instant financing eligibility
Request lending against your capacity
Receive automatic confirmation of payment
Join the 10,000+ businesses owning their own growth with Defacto
