Purchasing stock ties up precious working capital. You may be forced to choose between building inventory and developing new products, or even paying urgent bills.
Our solution
Inventory financing for SMBs
Defacto gives you near-instant credit based on your unpaid supplier invoices. Get funding against your outstanding accounts payable, and put your working capital to best use.
real impact, really fast
20%
Upway grows sales by 20% thanks to financing with Defacto.
Why small businesses love Defacto
Financing built just for SMBs
You need flexible funding, fast. Open a credit line in seconds, to use as and when the circumstances arise.
The fastest financing you’ll find
Don’t wait months for the credit you need today. It only takes 27 seconds to check eligibility and create your credit line.
Simple terms
Use funds however suits your business. No minimums, no fixed charges, and no surprises hiding in the fine print.
Friendly, reliable service
You won’t need any help getting started or solving common issues. But just in case, we’re always here to help.
Tailored lending
You choose the invoices to include
Your funding should match the exact stock you’re buying. Simply upload the invoices you need to pay, and you’ll get the credit to match. Refinance or return to your credit line any time you need.
How it works
inventory financing with Defacto couldn’t be simple.
Only 27 seconds from quote to cash.
Connect your bank and accounting tools
Check eligibility instantly
Request financing against your capacity
Receive confirmation & funds
Join the 10,000+ businesses owning their growth with Defacto
