Optimise supplier relationships & never miss a payment
Forward-thinking partners growing faster with Defacto
Great vendors are in short supply
Supplier relationships are too valuable to jeopardise. Keeping them happy means paying on time, every time. But when cash is tied up elsewhere, you may not have the funds you need.
Get fast funds to keep everyone happy
Defacto gives you short-term credit through AP and AR financing. Prevent cash flow issues and meet every commitment. Suppliers will be singing your praises.
Upway grows sales by 20% thanks to financing with Defacto.
Why small businesses love Defacto
One size doesn’t fit all
Unlike traditional lending services, we’re here to give you what you want, and nothing more. You choose your financing instrument, the invoices you upload, and how quickly you repay.
AR financing with Defacto is quick and easy.
Only 27 seconds from quote to cash.
Check your eligibility instantly
No paperwork, just 2 clicks to link your banking apps.
Accept transparent terms
In 27 seconds discover your loan capacity with pricing on average 0.05% per day. No additional fees.
Upload invoice to pay
Immediately upon accepting conditions, start leveraging your working capital.
Reimburse and renew as you need
Request new advances & repay in one go between 0 to 120 days.
