Effortlessly offer financing to your clients
With Defacto, provide embedded financing and create a growth journey that benefits both you and your customers. Whether you're an accountant, broker, fintech, or marketplace, our flexible partnerships add instant value to your offering.
Forward-thinking partners growing faster with Defacto
Why partners love Defacto
Who doesn’t love a risk-free, win-win partnership? Effortlessly offer financing to your customers without any risk or regulatory overhead—Defacto handles everything from underwriting to repayment.
Plug-and-play
Quickly launch new products or expand your services with a highly customizable, low-effort integration.
Quick to start
No long integration cycles. Our streamlined onboarding process and developer-friendly tools allow you to go live in days, not months.
Secure & stress-free
We uphold the highest compliance standards as licensed lender and absorb 100% of the risk.
Grow alongside your clients with zero extra work
Diversify your revenue
Boost acquisition and unlock additional revenue streams by offering working capital as a value-added service.
Increase customer loyalty
Solve treasury pains for your customers and watch retention rise. More logins mean greater stickiness.
Differentiate your service
Offer the latest financing options, from pay-now and buy-now to one-click lending scores.
Flexible partnership options
Choose the integration method that best suits your needs—whether no-code or low-code, Defacto enables seamless financing for your customers.
Connect (Embedded API)
Liquid (No-code)
Who can partner with Defacto?
With Defacto, nearly every business can offer quick and flexible financing:
Who can partner with Defacto?
With Defacto, nearly every business can offer quick and flexible financing:
Best-in-Class API
Our embedded API is the easiest to implement in the market. On average, partners begin scaling their lending capabilities in less than 10 business days.
Comprehensive & fully documented
Live sandbox environment
A smooth and intuitive product experience
Ready to take your business to the next level?
Partner with Defacto and unlock new growth opportunities.