the defacto blog

Learn all about early payment discounts, and how you can take advantage of their to optimise working capital requirements and improve your cash flow!

The cost of factoring is worth looking into, so that you know how to estimate and optimise it item by item: management commission, financing commission, administration fees, etc.

Discover 5 non-dilutive financing solutions to support your company’s growth without reducing your ownership stake.

Working capital can be a real challenge for SMB financial management. Learn how to calculate, optimise and finance it.

Working capital loans help you pay suppliers on time and finance growth, even before you've been paid by customers. Read how four smart SMBs use this powerful tool.

Looking for short-term financing to cover working capital shortfalls or to jump at an exciting investment opportunity? Here are interesting solutions for SMBs.

What are the key banking tech trends to watch for in 2024 and beyond? Defacto President Jordane Giuly breaks down 6 of the most pressing and intriguing shifts underway.

Want to build strong, long-lasting relationships with your vendors? Here's your guide to effective supplier relationship management.

Defacto reinforces it's commitment to risk management and compliance as the first B2B lending fintech to be licensed as a 'Société de financement' by the ACPR. Learn how our AI and compliance-first approach benefits partners, borrowers, and the fintech landscape.

Explore Defacto: Your go-to for transparent, speedy financial partner, guaranteeing financial stability and effectiveness. Streamline your cash flow financing effortlessly. Experience Defacto today!

What sets Defacto apart is primarily the simplicity and flexibility of their platform. The ability for early repayments and flexibility in the duration of financing are major assets that allow us to effectively manage our cash flow and optimize our daily operations.

Discover online financing with Defacto: Get financing in 27 seconds for your business by using your supplier and customer invoices.

Discover the differences between factoring and Dailly to understand which solution is most suitable for your business

Discover how factoring can boost your business. Explore its benefits for financial management and stimulated growth.

Testimonial from Emmanuel, founder of Akolads agency: "Without Defacto, I would be forced to turn away clients and significantly reduce my growth."

"There are 3 major advantages: ultra flexibility, scoring method, and speed of implementation."

Explore comprehensive financing options for your business. From love money and grants to honor loans and crowdfunding, learn how to fund your startup, manage working capital, invest in growth, and navigate the roles of banks, fintechs, business angels, and investment funds. Your journey to successful business financing starts here.